Payday Lending



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Payday Lending in California

Payday Lending: Taking the Pay Out of Payday

A new CBP chartbook provides an overview of payday lending in California, including how payday loans work, who uses payday loans, why payday loans are used, and alternatives to payday loans.

Payday Lender Locations by Legislative District

Senate District Maps

SD 1 (Cox)	SD 9 (Hancock)	SD 17 (Runner)	SD 25 (Wright)	SD 33 (Walters)
SD 2 (Wiggins)	SD 10 (Corbett)	SD 18 (Ashburn)	SD 26 (Ridley-Thomas)	SD 34 (Correa)
SD 3 (Leno)	SD 11 (Simitian)	SD 19 (Strickland)	SD 27 (Lowenthal)	SD 35 (Harman)
SD 4 (Aanestad)	SD 12 (Denham)	SD 20 (Padilla)	SD 28 (Oropeza)	SD 36 (Hollingsworth)
SD 5 (Wolk)	SD 13 (Alquist)	SD 21 (Liu)	SD 29 (Huff)	SD 37 (Benoit)
SD 6 (Steinberg)	SD 14 (Cogdill)	SD 22 (Cedillo)	SD 30 (Calderon)	SD 38 (Wyland)
SD 7 (DeSaulnier)	SD 15 (Maldonado)	SD 23 (Pavley)	SD 31 (Dutton)	SD 39 (Kehoe)
SD 8 (Yee)	SD 16 (Florez)	SD 24 (Romero)	SD 32 (Negrete McLeod)	SD 40 (Ducheny)

Assembly District Maps

AD 1 (Chesbro)	AD 17 (Galgiani)	AD 33 (Blakeslee)	AD 49 (Eng)	AD 65 (Cook)
AD 2 (Nielsen)	AD 18 (Hayashi)	AD 34 (Conway)	AD 50 (De La Torre)	AD 66 (Jeffries)
AD 3 (Logue)	AD 19 (Hill)	AD 35 (Nava)	AD 51 (Price)	AD 67 (Silva)
AD 4 (Gaines)	AD 20 (Torrico)	AD 36 (Knight)	AD 52 (Hall)	AD 68 (Tran)
AD 5 (Niello)	AD 21 (Ruskin)	AD 37 (Strickland)	AD 53 (Lieu)	AD 69 (Solorio)
AD 6 (Huffman)	AD 22 (Fong)	AD 38 (Smyth)	AD 54 (Lowenthal)	AD 70 (DeVore)
AD 7 (Evans)	AD 23 (Coto)	AD 39 (Fuentes)	AD 55 (Furutani)	AD 71 (Miller)
AD 8 (Yamada)	AD 24 (Beall)	AD 40 (Blumenfield)	AD 56 (Mendoza)	AD 72 (Duvall)
AD 9 (Jones)	AD 25 (Berryhill, Tom)	AD 41 (Brownley)	AD 57 (Hernandez)	AD 73 (Harkey)
AD 10 (Huber)	AD 26 (Berryhill, Bill)	AD 42 (Feuer)	AD 58 (Calderon)	AD 74 (Garrick)
AD 11 (Torlakson)	AD 27 (Monning)	AD 43 (Krekorian)	AD 59 (Adams)	AD 75 (Fletcher)
AD 12 (Ma)	AD 28 (Caballero)	AD 44 (Portantino)	AD 60 (Hagman)	AD 76 (Saldaña)
AD 13 (Ammiano)	AD 29 (Villines)	AD 45 (de León)	AD 61 (Torres)	AD 77 (Anderson)
AD 14 (Skinner)	AD 30 (Gilmore)	AD 46 (Pérez, John)	AD 62 (Carter)	AD 78 (Block)
AD 15 (Buchanan)	AD 31 (Arambula)	AD 47 (Bass)	AD 63 (Emmerson)	AD 79 (Salas)
AD 16 (Swanson)	AD 32 (Fuller)	AD 48 (Davis)	AD 64 (Nestande)	AD 80 (Pérez, Manuel)

Technical Notes

This CBP document describes the methodology used to produce the legislative district maps as well as several charts in the payday lending chartbook.

Department of Corporations (DOC) Payday

Lending Reports Should Be Used With Caution

A CBP analysis shows that two reports released by the DOC in March 2008 understate the number of Californians who repeatedly use payday loans.